What is FX spread cost?
FX spread cost is the difference between the theoretical amount at the mid-market reference rate and the amount available at the bank or platform quoted rate.
Exchange Fee · FX spread and transfer cost
Bank and Platform Exchange Fee Calculator
Banks and apps love to say 'no fees,' yet you still come out behind — the catch usually hides in the exchange-rate spread. Enter the amount, the mid-market rate, the provider's actual quote and any stated fees, and this adds the hidden spread to the visible fees to show what really lands and your true all-in cost. Great for comparing providers.
Cost summary
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Cost summary
FAQ
What is the difference between fixed and percentage fees?
A fixed fee is a flat charge, while a percentage fee scales with the exchange amount or the converted amount.
Why can the final received amount still differ?
International transfers may include intermediary fees, settlement timing, platform markup, bank processing delays, and live exchange-rate movement.