What is the difference between cash and account funds?
Cash means physical notes, while account funds are foreign-currency balances. Banks may quote them differently because handling costs differ.
Cash Exchange · Bank buy and sell rates
Foreign Cash Exchange Calculator
Which rate applies when you exchange foreign cash? This tool sorts it out. Enter the cash amount and your bank's buy or sell rate to estimate what you'll pay or get back — and it explains the easily-confused terms: spot funds, physical cash, buy price and sell price.
Foreign Cash Exchange Calculator
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FAQ
Which rate should I use?
When you buy foreign cash from a bank, use the bank sell rate. When you sell foreign cash to a bank, use the bank buy rate.
Can I always exchange cash immediately?
Not always. Some currencies or large amounts may require an appointment and depend on branch inventory.